The PEL remuneration rate will double from January
© Jean Francois Frey / Maxppp / Photopqr / Alsace Plan Savings Housing, Savings, savings. D E 1 to 2%. The rate of remuneration for housing savings plans (PEL) will double from January. The Minister of Economy and Finance, Bruno Le Maire , "announced the revaluation at 2%, against 1% today, of housing savings plans open from January 1, 2023", via a Bercy press release.
tax in 2022, more than 200 municipalities increased the housing tax on second homes. Here is which one.
If they still doubted it, the owners of second homes are in the viewfinder of an increasing number of municipalities. Under the pressure of local voters faced with an increase in the real estate market, the cities are more numerous to vote for an increase in the housing tax on second homes (ThRS). This is revealed by a recent note published by the Directorate General of Public Finance (DGFIP). In 2022, 1,136 municipalities were eligible for the tax mechanism, 255 activated it against 233 the previous year (for the same number of eligible cities).
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If half of the municipalities having voted this year an increase in ThRS apply a rate less than or equal to 20%, almost 30%are at the ceiling rate of 60%. This is the case of large agglomerations such as Lyon or Paris, but also with much more modest cities, like Guérande (Loire-Atlantique) or Chessy (Seine-et-Marne). A phenomenon increased since last year, because in 2021 only 18% of the municipalities used the maximum rate provided by law (finance law for 2017). © supplied by Capital Directorate General of Public Finances (DGFIP)
To apply the increase in the housing tax on second homes, the municipalities must “belong to a continuous urbanization zone of more than 50,000 inhabitants where a Issuction marked between supply and demand for housing, ”recalls the DGFIP. And the increase rate may be between 5% and 60%. A zoning rule modified in the finance bill for 2023. Exit the condition of belonging to a continuous urbanization zone of more than 50,000 inhabitants. The new rule, which must be set by regulation, should make 4,000 additional municipalities eligible for the MRS increase mechanism. In total, it is therefore nearly 5,000 municipalities (out of 34,960) that could be affected in 2023.
Here are the municipalities that applied an increase in the housing tax on second homes in 2022, and the corresponding rate:
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