More than 1,450 cases of a variety of the monkey confirmed in France
© Copyright 2022, the Obs The France has 1,453 confirmed cases of infection by the virus of the variolate of the monkey, announced this Wednesday, July 20 the authorities Sanitarians, specifying that this notable increase should not be interpreted as "an exceptional increase" because it includes "catching up data".
Most life insurance customers can not hope for an increasing interest rate of the classic pension, despite the turnaround of interest on the capital market. Because of the high inflation, consumers must also prepare for the fact that damage and accident insurance become more expensive. © Jens Büttner/DPA Central picture/dpa When is the interest reversal of life insurance noticeable?
"I would not expect an increase in current interest over the next three to five years with classic capital life insurance," said the CEO of the German Autertain Association, Herbert Schneidemann, the news agencies dpa and dpa-AFX. A faster interest rate increase is conceivable for life insurance, in which customers only pay a contribution once.
DAX easily gives the German stock market somewhat according to the ECB interest decision before the expected first rate increase of the European Central Bank (ECB) for more than a decade, the German stock market on Thursday. An increase in the key intere
© Fredrik von Erichsen/dpa The DAX is the most important stock index in Germany. The DAX dropped by 0.44 percent in early trade to 13,224.01 points. The day before, the leading index had concluded with a moderate loss in the course of the trade. The MDAX of medium -sized stock market companies lost 0.24 percent to 26,631.11 points on Thursday morning. For the Eurozone-Leiten-Leindex EUROSTOXX 50, it was around 0.3 percent down.
In order to secure the high guarantees for old contracts of up to four percent, insurers had to put up money during interest. This money could not be distributed to customers. Because the interest rates of government bonds have recently increased, the capital buffer - in the technical jargon interest rate reserve - has now been sufficiently filled. "The interest rate reserve is on average at around 100 billion euros at the end of 2021," said Schneidemann. This means that many insurers no longer have to put more money back.
, on the other hand, creates so -called silent loads in the balance sheet due to the turning point. Schneidemann expects that many assecourances “the careful repay” initially reduce the quiet loads before increasing the excess participation for your customers.
SPD boss insisted on significantly higher control rates for citizenship money
SPD boss Saskia Esken insists in the civil allowance reform to a significant increase in the control rates. "We must not leave people with low incomes with the continued price increases alone," she told the Editorial Network Germany (Thursday editions). "Like the minimum wage, the control rates in basic security must also increase sharply." © Ina Fassbender SPD boss Saskia Esken insists in the civil allowance reform to a significant increase in control rates.
The surplus participation, the life insurers, depending on the economic situation and success of their investment strategy, set up every year, is part of the ongoing interest rate of the classic pension. In addition, there is the guaranteed interest rate, which the Federal Ministry of Finance, according to calculations by the timer association and recommendations from the financial supervision Bafin. This so -called maximum calculation interest for new contracts that have been concluded since the beginning of the year is 0.25 percent. "I believe that it will take a few more years before the maximum calculation interest rises again - provided that the interest rate level continues to stabilize," said Schneidemann, the board leader of the insurance group is the Bavarian.
The ongoing interest rate from excess participation and guarantee interest, which only refers to the savings share after deducting the costs, is currently on average over 2 percent.
Alfa Romeo: Sponsor interest from China Despite Guanyu Zhou "difficult"
© motorsport images alfa-romeo-pilot Guanyu Zhou in the FIA press conference with Guanyu Zhou, Formula 1 has its first Chinese regular driver, but in addition to the missing Grand Prix The interest of Chinese sponsors is also to be desired by China, as Alfa-Romeo team boss Frederic Vasseur confirms. When signing the contract, Alfa Romeo clearly said that part of the attractiveness of Zhou's obligation was that it could open the door to larger commercial possibilities in his home country.
These insurance companies become more expensive
more expensive due to the increased inflation of damage and accident insurance. For example, building insurance is affected by the extremely strong increase in construction costs. "Personally, I assume that we will see faster and higher premium adjustments through changes to the change in non-mandatory insurance," said the insurance mathematician Schneidemann (actuar). For example, insurers could terminate contracts in residential building insurance and enforce higher premiums from their customers.
In the car insurance, "complicitly added that in addition to inflation, the hail events increase so much," said Schneidemann. That is why Kasko insurance in particular is likely to be more expensive for customers. In contrast to life insurance, the vehicle
liability and private health insurance, insurance companies can terminate insurance companies that are not mandatory, such as household or building insurance.
WSBK MOST FT2: Razgatlioglu drives record round, Redding with BMW on P2! .
Yamaha-Werkpilot Toprak Razgatlioglu has secured the best time in the second free training at the Superbike World Championship in Most. BMW workshop Scott Redding, who was the first pursuer, was also strong on the move. The FT2 was less successful for Kawasaki factory pilot Jonathan Rea. In the morning, Jonathan Rea was the fastest of the 25 WSBK pilots. The Kawasaki pilot needed 1: 31,839 minutes for its fastest round in Autodrom Most and was 0.035 seconds faster than Toprak Razgatlioglu.