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Cars: Real estate credit: a 0 % loan for energetically virtuous accommodation

Real estate crisis: Beijing counts on a public fund and the restructuring of the debt of Evergrande

 Real estate crisis: Beijing counts on a public fund and the restructuring of the debt of Evergrande The actions of Chinese real estate promoters took off on Monday, supported by declarations by Prime Minister Li Keqiang evoking in particular the creation of 'A public support fund for this sector in difficulty. On the Hong Kong Stock Exchange, the titles of CIFI real estate groups (Group) and Guangzhou R&F Properties increased by 12% and 6% respectively. In Shanghai, Cinda Real Estate, Poly Developers and Gemdale Group won between 3 and 6%.

The Climate and Resilience Law set up this summer upsets the real estate market. This provides in fact increasingly restrictive measures with regard to owners of "thermal colanders". This makes it all the more attractive the goods already benefiting from a high note from their energy performance diagnosis (DPE). In this logic, Crédit Agricole launched a 0 %mortgage in the spring, reserved for housing classified A, B or C, reveal Les Échos . An offer that has been set up in relative discretion.

A capped mortgage capped

since the end of August, energy -consuming landlords (F and G) can no longer increase their rents . The rules must harden over the years, to lead to the prohibition of the rental of classified accommodation E, F and G. The offer of Crédit Agricole therefore has something to seduce, a fortiori in a context of increase in rate. However, it remains intrinsically limited, but also by the market. This “sustainable mortgage” at 0 % is limited to 50,000 euros and 10 % of the total funding need.

Deadline for the elderly to claim £650 cost-of-living payment looms

  Deadline for the elderly to claim £650 cost-of-living payment looms The first £326 is being paid out now, but the elderly still have until Thursday 18 August to apply for pension credit, which automatically entitles them to the lump sum.The first £326 is being paid out now, but the elderly still have until Thursday 18 August to get it by applying for pension credit.

However, Crédit Agricole is mainly present in Paris and Île-de-France (excluding Seine-et-Marne). An area in which recent or already renovated goods are not legion. The housing classified A, B or C represented only about a quarter of transactions in 2020 in the sector. This offer will be admitted, this offer will remain on the fringes. It concerned 524 loans since its launch in April.

to read Thermal TOCKS: why choose a global renovation to improve the DPE

“With this ceiling of 50,000 euros, we also cover the purchase of an apartment, which requires an average loan of 300,000 euros, as well as That of a new pavilion generating an average financing need of 500,000 euros, "said Echoes Guy Poyen, marketing and digital director of Crédit Agricole.

The brand defends a measure in accordance with its societal and environmental commitments, but also an informed choice. “These goods will logically have a lower discount risk to the resale that thermal colanders. [Customers] will be able to repay their credit in advance or to identify a capital gain to reinvest, ”notes Guy Poyen.

Article Real estate credit: a 0 % loan for energetically virtuous housing appeared first on Better Living your money .

"Usufruitier and right life to the accommodation: Who pays the IFI? ».
The Surviving Spouse benefits from 2 specific rights on the accommodation constituting the main residence [1] belonging to the spouses [2]: The temporary right to live in the good for 12 months and to use the furniture garnishing ( Art. 763 of the Civil Code). The life of life which is exercised after the temporary law of the 12 months and allows him to ask for the enjoyment of the good during. This right must be requested during the application of temporary law (art. 765-1 of the Civil Code).

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