Travel: Only one week left: Don’t miss out on TPG’s exclusive 125k welcome bonus on the Amex Business Platinum

Platinum card showdown: Amex Platinum vs. Amex Business Platinum

  Platinum card showdown: Amex Platinum vs. Amex Business Platinum Editor’s note: This post has been updated with new information. Over the past several years, we have seen premium cards evolve to attract and retain customers. Two of the top cards for premium travel and lifestyle benefits are The Platinum Card® from American Express and The Business Platinum Card® from American Express. Both have revamped …Over the past several years, we have seen premium cards evolve to attract and retain customers.

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Editor’s note: This is a recurring post, regularly updated with new information.

With unparalleled travel perks and premium benefits, The Business Platinum Card® from American Express is one of the best business cards on the market. In particular, the Amex Business Platinum’s benefits make the card an excellent fit for business owners who travel frequently.

If you’ve been considering whether to add the Amex Business Platinum to your wallet, here’s your last chance to apply for the card with a generous new welcome bonus that’s exclusive to TPG readers. Let’s look at the new welcome bonus as well as what you should know about the Amex Business Platinum before you apply for the card.

Here’s how you can earn 100,000 points on the Amex Business Platinum card

  Here’s how you can earn 100,000 points on the Amex Business Platinum card Editor’s note: This is a recurring post, regularly updated with new information. With unparalleled travel perks and premium benefits, The Business Platinum Card® from American Express is one of the best business cards on the market. If you’ve been considering whether to add the Amex Business Platinum to your wallet, the card’s current offer is …With unparalleled travel perks and premium benefits, The Business Platinum Card® from American Express is one of the best business cards on the market.

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The Points Guy’s exclusive Amex Business Platinum welcome offer

a hand holding up a mountain in the background: (Photo courtesy of Ryan Patterson/The Points Guy) © The Points Guy (Photo courtesy of Ryan Patterson/The Points Guy)

The TPG exclusive offer for the Amex Business Platinum Card allows new cardmembers to earn a generous 125,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of card membership. This card’s previous public welcome bonus was 85,000 Membership Rewards points, making this a big jump up. That said, we have heard of some referral offers being increased even above 125k points, so keep your eyes open for those if you know someone that can refer you to this card.

How to maximize your earning with the Amex Platinum

  How to maximize your earning with the Amex Platinum The Platinum Card® from American Express is an iconic card that’s recognizable from across the room. You may think that the card is reserved only for the most luxury-oriented of travelers, as it comes with a daunting, $695 annual fee (see rates and fees). But did you know that the Amex Platinum comes with the …But did you know that the Amex Platinum comes with the most statement credits of practically any rewards card available? With more than $1,700 in potential annual credits, not to mention other value-added perks like Centurion Lounge access and the ability to earn Membership Rewards points for travel, the sticker shock starts to wears off — at least a little.

To get the 125,000-point bonus, your business will have to put a large amount of spending on the card in a short period. However, the $15,000 in spending required to earn this bonus is less than the $20,000 in spending that we’ve seen required to earn past Amex Business Platinum bonuses. So, if your business can spend $15,000 in three months but would struggle to spend $20,000 in the same period, this welcome bonus may be particularly appealing.

Based on TPG’s most recent valuations, 125,000 Membership Rewards points are worth $2,500 in travel. However, you may be able to get even more value if you redeem your Amex Membership Rewards points for high-value redemptions. For example, here are some of the best ways to use Amex Membership Rewards points.

Related: 8 things to do when you get the American Express Business Platinum Card

Who is eligible for the Amex Business Platinum welcome offer?

This Amex Business Platinum welcome offer carries Amex’s standard language regarding welcome offer eligibility:

Amex refreshes Business Platinum card with new perks, higher annual fee and a 120,000-point bonus

  Amex refreshes Business Platinum card with new perks, higher annual fee and a 120,000-point bonus Earlier this year, Amex made a significant revamp to one of the most premium travel cards on the market: The Platinum Card® from American Express. There are a variety of new statement credits and a new (higher) annual fee. But now, Amex is getting down to business (pun intended). The Business Platinum Card® from American …But now, Amex is getting down to business (pun intended). The Business Platinum Card® from American Express is getting some major updates of its own with refreshed perks, an annual fee that jumps by $100 to $695 per year (see rates and fees), and a welcome bonus that is a full 20,000 points more than the previous public offer.

“Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.”

However, the personal and business versions of the Amex Platinum are considered different products.


Video: How to avoid paying annual credit card fees (CNBC)

So, even if you currently have The Platinum Card® from American Express, Amex’s one-bonus-per-card-per-lifetime rule won’t prevent you from earning this card’s bonus. Likewise, you may be eligible to earn a welcome bonus on the Amex Business Platinum even if you already have another Amex business card, such as the American Express® Business Gold Card.

However, Amex may not offer you a welcome offer based on the number of American Express cards you have opened and closed as well as other factors. So, look out for any messages or pop-ups after you apply. Amex’s welcome bonus qualification tool will notify you if you aren’t eligible for the welcome bonus and allow you to withdraw your application.

It’s a ‘lifestyle’ card now: A closer look at the Amex Platinum’s 6 new benefits launched in 2021

  It’s a ‘lifestyle’ card now: A closer look at the Amex Platinum’s 6 new benefits launched in 2021 Editor’s note: This guide has been updated with the latest perks from Amex, including Walmart+ and SoulCycle statement credits. Credit card companies are rethinking their premium card products. For years, one of the most popular and iconic rewards cards has been The Platinum Card® from American Express. Rumors swirled back in April about major potential …Credit card companies are rethinking their premium card products. For years, one of the most popular and iconic rewards cards has been The Platinum Card® from American Express.

Related: What credit score do you need for the Amex Business Platinum Card?

Amex Business Platinum benefits

a room filled with furniture and a large window: Use your Amex Fine Hotels & Resorts perk to book a one-bedroom pool villa at the Four Seasons Resort Mauritius Anahita. (Photo courtesy of the hotel) © The Points Guy Use your Amex Fine Hotels & Resorts perk to book a one-bedroom pool villa at the Four Seasons Resort Mauritius Anahita. (Photo courtesy of the hotel)

The welcome bonus is only one part of the Amex Business Platinum‘s appeal. After all, the Business Platinum also offers access to many great ongoing perks, including:

  • Up to $200 in airline fee statement credits each calendar year.*
  • Up to $179 in Clear membership credit each calendar year.*
  • Access to Amex Centurion Lounges, Delta Sky Clubs (on same-day Delta flights), Priority Pass lounges and other lounges in the American Express Global Lounge Collection.*
  • Global Entry application credit every four years or TSA PreCheck application credit every 4.5 years (up to $100).
  • Gold elite status with Hilton Honors and Marriott Bonvoy.*
  • Up to $200 in annual statement credits for Dell technology U.S. purchases, split into a $100 credit for January through June and another $100 credit for July through December.*
  • Cell phone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period. Note that a $50 deductible will apply.
  • Access to the Fine Hotels & Resorts program, The Hotel Collection, the Cruise Privileges Program and the International Airline Program.
  • Upgrade with Points to request an airline ticket upgrade on select airlines.
  • Earn 5x points per dollar spent on flights and prepaid hotels booked through Amex Travel.
  • Earn 1.5x points on purchases of $5,000 or more (up to 1 million additional points per calendar year).
  • A 35% rebate when you Pay With Points for a first or business class ticket on any airline or an economy ticket on one airline of your choice (up to 500,000 points per calendar year).
  • Terms apply.

*Enrollment required for select benefits.

3 reasons my husband and I are keeping our Amex Platinum Cards

  3 reasons my husband and I are keeping our Amex Platinum Cards Editor’s note: This post has been updated with new information. It isn’t easy to top The Platinum Card® from American Express when it comes to premium travel perks. But, due to the ongoing coronavirus pandemic — and associated border closures and flight cancellations — my husband and I haven’t traveled internationally much in the last …It isn’t easy to top The Platinum Card® from American Express when it comes to premium travel perks. But, due to the ongoing coronavirus pandemic — and associated border closures and flight cancellations — my husband and I haven’t traveled internationally much in the last year.

See the full review of the Business Platinum Card from American Express for more details.

Related: Is the Amex Business Platinum worth the annual fee?

Can I get an Amex Business Platinum card if I already have the personal version?

a close up of a card: (Photo by John Gribben for The Points Guy) © The Points Guy (Photo by John Gribben for The Points Guy)

The Amex Business Platinum Card is a separate product from the consumer Amex Platinum. So, assuming you are eligible for a business card, you can get the Amex Business Platinum Card even if you already have the personal Amex Platinum.

However, just because you can get the Amex Business Platinum Card doesn’t mean you always should. Of course, there are reasons to have both the personal and business Amex Platinum cards. But, once you get beyond the welcome bonus, the benefits on the two cards overlap significantly. So, make sure you have a compelling reason to have both cards — and pay both annual fees — before applying.

Related: Credit card showdown: Amex Platinum vs. Amex Business Platinum

Bottom line

The Business Platinum Card from American Express has a $595 annual fee (see rates and fees). But if you maximize the annual up to $200 airline fee credit, $179 Clear membership credit and up to $200 Dell credit for U.S. purchases, you’ll effectively pay a net cost of only $16 a year for the card. And once you factor in the Global Entry/TSA Precheck credit, lounge access and other perks, the Amex Business Platinum can easily be worth it. And of course, earning an increased 125,000-point welcome bonus makes it extra enticing to give this card a try.

What your favorite destinations looked like before tourism

  What your favorite destinations looked like before tourism Since the 1970s, millions of people have routinely jetted off on vacations to destinations all over the world. Tourism has increased year on year, and popular cities and places of interest have become more and more congested. Until the pandemic, we could hardly imagine Venice or Times Square without huge crowds of people – but back before cheap vacations, paid time-off and Airbnb, these sites were peaceful backwaters visited only by locals or the wealthy elite. We take a restful look back at those calmer, quieter days…

After all, there is no other business card on the market with as many travel benefits as this one.

Don’t miss out on this increased bonus! Official application link: The Business Platinum Card from American Express to get 125,000 bonus points.

Additional reporting by Stella Shon.

For rates and fees of the Amex Business Platinum Card, please click here.

Featured image by Isabelle Raphael for The Points Guy.

SPONSORED: With states reopening, enjoying a meal from a restaurant no longer just means curbside pickup.

And when you do spend on dining, you should use a credit card that will maximize your rewards and potentially even score special discounts. Thanks to temporary card bonuses and changes due to coronavirus, you may even be able to score a meal at your favorite restaurant for free.

These are the best credit cards for dining out, taking out, and ordering in to maximize every meal purchase.

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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

15 credit cards currently offering sign-up bonuses of 100,000 points or more .
Editor’s note: This is a recurring post, regularly updated with new card offers and information. Credit card welcome offers and sign-up bonuses are the fastest way to increase your points and miles stash. There’s nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming …Credit card welcome offers and sign-up bonuses are the fastest way to increase your points and miles stash. There’s nothing quite like the thrill of seeing a massive bonus post to your loyalty account.

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