Travel: Terrifying storms that shocked America

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Editor’s note: This is a recurring post, regularly updated with new information.

With unparalleled travel perks and premium benefits, The Business Platinum Card® from American Express is one of the best business cards on the market.

If you’ve been considering whether to add the Amex Business Platinum to your wallet, the card’s current offer is for 100,000 Membership Rewards points after you spend $15,000 on purchases within the first three months. Let’s look at the welcome offer as well as what you should know about before you apply for the card.

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In This Post

Current welcome offer: Worth up to $2,000

a hand holding up a mountain in the background: (Photo courtesy of Ryan Patterson/The Points Guy) © The Points Guy (Photo courtesy of Ryan Patterson/The Points Guy)

Currently, the card’s welcome offer is for 100,000 points after you spend $15,000 on purchases within the first three months. That said, we have heard of some targeted referral offers of more than 100,000 points (offer is subject to change at any time), so keep your eyes open for those if you know someone that can refer you to this card.

Based on TPG’s most recent valuations, 100,000 Membership Rewards points are worth $2,000 in travel. However, you may be able to get even more value if you redeem your Amex Membership Rewards points for high-value redemptions. For example, here are some of the best ways to use Amex Membership Rewards points.

Financial Stability: The Main Reasons To Get Home Insurance

Financial Stability: The Main Reasons To Get Home Insurance You may think home insurance is not important, but the truth is that home insurance can provide you with financial stability. Think about it, home insurance helps protect your home and personal possessions in the event of an unforeseen natural disaster or accident.

To get the full 100,000-point bonus, your business will have to put a large amount of spending on the card in a short period. However, the $15,000 in spending required to earn this bonus is less than the $20,000 in spending that we’ve seen required to earn past Amex Business Platinum bonuses.

Related: Things to do when you get the American Express Business Platinum Card

Who is eligible for the Amex Business Platinum welcome offer?

This Amex Business Platinum welcome offer carries Amex’s standard language regarding welcome offer eligibility:

“Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.”

However, the personal and business versions of the Amex Platinum are considered different products.

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So, even if you currently have The Platinum Card® from American Express, Amex’s one-bonus-per-card-per-lifetime rule won’t prevent you from earning this card’s bonus. Likewise, you may be eligible to earn a welcome offer on the Amex Business Platinum even if you already have another Amex business card, such as the American Express® Business Gold Card.

However, Amex may not offer you a welcome offer based on the number of American Express cards you have opened and closed as well as other factors. So, look out for any messages or pop-ups while you apply. Amex’s welcome bonus qualification tool will notify you if you aren’t eligible for the welcome bonus and allow you to withdraw your application.

Related: What credit score do you need for the Amex Business Platinum Card?

Amex Business Platinum benefits

a room filled with furniture and a large window: Use your Amex Fine Hotels & Resorts perk to book a one-bedroom pool villa at the Four Seasons Resort Mauritius Anahita. (Photo courtesy of the hotel) © The Points Guy Use your Amex Fine Hotels & Resorts perk to book a one-bedroom pool villa at the Four Seasons Resort Mauritius Anahita. (Photo courtesy of the hotel)

The welcome offer is only one part of the Amex Business Platinum‘s appeal. After all, the Business Platinum also offers access to many great ongoing perks, including:

The hottest Olympics in history is 'torturing' athletes and volunteers, one of Japan's top meteorologists says

  The hottest Olympics in history is 'torturing' athletes and volunteers, one of Japan's top meteorologists says Temperatures have been recorded at 93 degrees Fahrenheit but with a humidity of 62%, it makes conditions feel closer to 109 degrees.Sayaka Mori, who works for the Japanese broadcasting corporation NHK, tweeted that the "oppressive heat is really torturing the Olympians and volunteers in Tokyo.

  • Up to $200 in annual airline fee statement credits each calendar year.*
  • Up to $179 in Clear membership credit each calendar year.*
  • Access to Amex Centurion Lounges, Delta Sky Clubs (on same-day Delta flights), Priority Pass lounges, and other lounges in the American Express Global Lounge Collection.*
  • Global Entry application credit every four years or TSA PreCheck application credit every 4.5 years (up to $100).
  • Gold elite status with Hilton Honors and Marriott Bonvoy.*
  • Up to $200 in annual statement credits for eligible Dell technology U.S. purchases, split into a $100 credit for January through June and another $100 credit for July through December.*
  • Cellphone protection, for a maximum of $800 per claim with a limit of two approved claims per 12-month period. Note that a $50 deductible will apply.
  • Access to the Fine Hotels & Resorts program, The Hotel Collection, the Cruise Privileges Program, and the International Airline Program.
  • Upgrade with Points to request an airline ticket upgrade on select airlines.
  • Earn 5x points per dollar spent on flights and prepaid hotels booked through Amex Travel.
  • Earn 1.5x points on purchases of $5,000 or more (up to 1 million additional points per calendar year).
  • A 35% rebate when you Pay With Points for a first or business class ticket on any airline or an economy ticket on one airline of your choice (up to 500,000 points per calendar year).
  • Terms apply.

*Enrollment required for select benefits.

Everything you should know about Bank of America’s Preferred Rewards program

  Everything you should know about Bank of America’s Preferred Rewards program Editor’s note: This is a recurring post, regularly updated with new information. It’s wonderful to redeem points and miles for travel arrangements such as lodging and flights. But there can be many other types of expenses involved in planning a trip, too, such as car rentals, train tickets, gas and campsite fees, among others. Luckily, …It’s wonderful to redeem points and miles for travel arrangements such as lodging and flights. But there can be many other types of expenses involved in planning a trip, too, such as car rentals, train tickets, gas and campsite fees, among others. Luckily, using cash-back rewards in combination with your points and miles can save you even more money on your next vacation.

See the full review of the Business Platinum Card from American Express for more details.

Can I get an Amex Business Platinum card if I already have the personal version?

a close up of a card: (Photo by John Gribben for The Points Guy) © The Points Guy (Photo by John Gribben for The Points Guy)

The Amex Business Platinum Card is a separate product from the consumer Amex Platinum. So, assuming you are eligible for a business card, you can get the Amex Business Platinum Card even if you already have the personal Amex Platinum.

However, just because you can get the Amex Business Platinum Card doesn’t mean you always should. Of course, there are reasons to have both the personal and business Amex Platinum cards. But, once you get beyond the welcome offer, the benefits on the two cards overlap significantly. So, make sure you have a compelling reason to have both cards — and pay both annual fees — before applying.

Related: Card showdown: Amex Platinum vs. Amex Business Platinum

Bottom line

The Business Platinum Card from American Express has a $595 annual fee (see rates and fees). But if you maximize the annual up to $200 airline fee credit, $179 Clear membership credit, and up to $200 Dell credit for U.S. purchases, you’ll effectively pay a net cost of only $16 a year for the card.

And once you factor in the Global Entry/TSA Precheck credit, lounge access, and other perks, the Amex Business Platinum can easily be worth it. And of course, earning a 100,000-point welcome bonus makes it extra enticing to give this card a try.

After all, there is no other business card on the market with as many travel benefits as this one.

Official application link: The Business Platinum Card from American Express to get 100,000-points.

Additional reporting by Stella Shon and Chris Dong.

For rates and fees of the Amex Business Platinum Card, please click here.

Featured image by Ryan Patterson for The Points Guy.

SPONSORED: With states reopening, enjoying a meal from a restaurant no longer just means curbside pickup.

And when you do spend on dining, you should use a credit card that will maximize your rewards and potentially even score special discounts. Thanks to temporary card bonuses and changes due to coronavirus, you may even be able to score a meal at your favorite restaurant for free.

These are the best credit cards for dining out, taking out, and ordering in to maximize every meal purchase.

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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

9 Ways to Keep Your Outdoor Plants Safe During Storms .
Flowers, bushes, and shrubs turn a plain yard into a thing of beauty, but storms with torrential rains and whipping w inds can wreak havoc on plants and trees, damaging or destroying them. Fortunately, gardeners and DIY landscapers have some options for helping keep plants safe during storms.Some precautions can be taken on the spur of the moment just before a storm hits, while others should be put in place in advance to give plants the best shot at weathering storms. Ahead, discover some tips that will help outdoor plants survive stormy weather.Cover Them UpHigh winds can damage tender stems and blossoms.

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