Travel: A ride into the past: vintage shots of famous theme parks

12 of the Best Places to Camp in U.S. State Parks

  12 of the Best Places to Camp in U.S. State Parks Skip the crowds (and the pricey entrance fees) and head to a nearby state park.You may dream of seeing the geysers of Yosemite or the overwhelming greatness of the Grand Canyon, but chances are you have a handful of little wonders in your own backyard. State parks like Goblin Valley in Utah hold their own against the neighboring Arches National Park (or Canyonlands, for that matter), while Maine's Baxter State Park is arguably just as wild as the well-known Acadia National Park (Baxter doesn't even have running water!). Plus, state parks tend to be less crowded and more affordable, two things that bode well for overnight guests.

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Southwest Rapid Rewards Premier Business Credit Card Overview

The Southwest Rapid Rewards Premier Business Credit Card is the airline’s lower-tier business credit card. It offers 3 points per dollar on Southwest Airlines purchases and 2 points per dollar on rideshare and Rapid Rewards hotel and car rental partners. With an annual fee of $99, the Premier card is a great pick for thrifty Southwest loyalists. Card rating*: ⭐⭐⭐½

*Card Rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

Airline-specific credit cards are often not the first picks for travel credit cards, since they usually feature fewer benefits that are limited to a specific airline. But the Southwest Rapid Rewards Premier Business Credit Card can be a fair choice for small business owners with its lower annual fee and appealing bonus categories that allow you to earn points on nearly all of your expenses.

The 16 Top Amusement Parks in the U.S. 2022

  The 16 Top Amusement Parks in the U.S. 2022 From exhilarating roller coasters to costumed characters, these parks offer fun for everyone.That said, some of the best amusement parks focus more on dizzying coasters than family fun, and others offer more ride options for the little ones in your crew. With that in mind, it's smart to plan your family trip based on park features and amenities in addition to geographic location.

In addition, the card’s current welcome offer can be a strategic play toward earning the coveted Southwest Companion Pass.

Here’s what you need to know if you’re considering the Southwest Premier Business card for your company.

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Who is the Southwest Premier Business card for?

The Southwest Premier is the entry-level option in Southwest’s business credit card lineup. While it’s more lackluster than the higher-end Southwest Rapid Rewards Performance Business Credit Card, the Premier still offers an attractive rewards structure and perks for loyal Southwest flyers.

In particular, business owners who are hoping to hit A-List status or earn a Companion Pass without a hefty annual fee should consider this card. The Companion Pass allows a companion to accompany you on a trip for (almost) free — you will only pay taxes and fees on your companion’s ticket, which start at $5.60 each way. At just $99 a year, the card features many benefits like automatic anniversary points, complimentary additional employee cards and an annual $500 fee credit for points transfer.

My son has autism spectrum disorder. As mask mandates go away, his diagnosis is being used against us.

  My son has autism spectrum disorder. As mask mandates go away, his diagnosis is being used against us. The author says teachers used her son's autism-spectrum-disorder diagnosis as a reason to stop wearing masks, but her family will continue masking.At first I was proud of our preschool's efforts when it came to COVID-19 risk mitigation. My family felt safe, protected, and heard.

Both the Southwest Premier Business card and Southwest Performance Business card are reserved for small business owners. Southwest cards are issued by Chase, which is known to be on the stricter side of what they determine as a small business. The Premier card is a quality option for business owners who fly Southwest somewhat regularly, but those who are frequent flyers on the airline will likely benefit more from the Performance card, which features higher earning rates and more perks.

Current sign-up bonus: worth $900

The current offer on the Southwest Premier Business card can get you a solid number of Southwest flights. (Photo by David Slotnick/The Points Guy) © The Points Guy The current offer on the Southwest Premier Business card can get you a solid number of Southwest flights. (Photo by David Slotnick/The Points Guy)

New cardholders can earn 60,000 bonus Southwest Rapid Rewards points after spending $3,000 on purchases within the first three months of account opening. This offer is worth up to $900, according to TPG’s valuations. This is a substantial sign-up offer, especially for a card with a $99 annual fee.

Why the most magical Disney vacation isn’t actually found at the theme parks — it’s at sea

  Why the most magical Disney vacation isn’t actually found at the theme parks — it’s at sea Disney magic, the Disney bubble, Disney-quality service … call it what you will, but an almost-magical level of predictive attention to detail has long been a large part of what makes a Disney vacation special. Those things are not tied to a Disney location so much as the entire experience. While in the Disney bubble, …Those things are not tied to a Disney location so much as the entire experience. While in the Disney bubble, you feel like any need (or want) will be handled in an attentive, flawless way without being stuffy or intrusive. Sure, this makes a Disney trip more expensive than some other vacations, but, for the most part, you feel like you get what you pay for … at least, until perhaps more recently.

Remember too that sign-up bonuses from Southwest cards count toward Companion Pass qualification. This means that if you sign up for the Premier card and meet the spending requirement of $3,000, you will have at least 63,000 points toward the Companion Pass. To earn one outright, a traveler must fly at least 100 qualifying one-way flights in a calendar year or earn 125,000 qualifying points in a calendar year. The Premier card’s sign-up bonus (plus the points earned from reaching the minimum spending requirement) will put you over halfway there.

The Companion Pass, once earned, is valid for the remainder of the year and the following year, so earning it as early into the year as possible will help you receive the maximum benefit of the pass.

Just bear in mind that Southwest cards are subject to Chase’s 5/24 rule, meaning you will likely not be approved if you have opened five or more credit cards within the last 24 months (across all issuers). But the Premier card itself will not count against your 5/24 limit, since small-business cards do not appear on personal credit reports.

37 of the Best Vintage Furniture Stores in North America

  37 of the Best Vintage Furniture Stores in North America Recycle your style with a good upcycleThe good news is that there are a ton of vintage furniture stores to help, especially less well-known ones that have popped up on the internet over the past couple of years. Many of these vintage dealers and vendors have cast aside brick and mortar locations in order to directly sell on Instagram, thus offering the best goods to an even wider audience, while others maintain IRL shops that are well worth checking out.

Related: Want to open a new Chase card? Here’s how to calculate your 5/24 standing

Main perks and benefits

The Southwest Premier Business card has a $99 annual fee, but it offers a fair share of perks that can make it a worthwhile card for occasional Southwest flyers.

Two Early Bird Check-Ins each year: Southwest does not assign seating but instead allows flyers to check in 24 hours before the flight to obtain their boarding position. The earlier you check in, the better the chances of snagging your preferred seat when you board. The Early Bird perk automatically checks you in 36 hours before your flight, 12 hours prior to flyers without the perk — and you’ll enjoy this perk twice per year with the card.

6,000 anniversary bonus points: On your account anniversary, Southwest will automatically award you 6,000 anniversary bonus points (worth up to $90 according to TPG’s valuation). This effective covers almost all of the card’s annual fee.

Status Boost: You will earn 1,500 Tier Qualifying Points (TQPs) per $10,000 spent on the Premier card in a year. This can help you earn A-List or A-List Preferred status faster.

Free employee cards: There are no fees for additional employee cards, and the original cardholder will earn points on employee spending. Business owners can contact cardmember services to put a spending limit on employee cards.

17 Vintage-Inspired Decorations That’ll Remind You of Easter at Grandma’s

  17 Vintage-Inspired Decorations That’ll Remind You of Easter at Grandma’s Go back to holidays at grandma's house with these colorful pieces inspired by vintage Easter decorations. The post 17 Vintage-Inspired Decorations That’ll Remind You of Easter at Grandma’s appeared first on Taste of Home.

$500 fee credit for point transfers: Southwest will cover up to $500 in fees associated with point transfers each year. Transferring Rapid Rewards points to another member typically costs $10 per 1,000 points transferred, so you can transfer up to 50,000 points every year without paying additional fees (after Southwest’s reimbursement).

Southwest also provides benefits to all of its flyers, independent of whether they hold a credit card with the airline or not. These benefits include two free checked bags with every flight, no change fees (flyers do pay any applicable fare difference between the previous and current ticket) and free cancellations — though some tickets are nonrefundable and will be returned as flight credit.

Related: Southwest’s new fare type is here. What to know about ‘Wanna Get Away Plus’

Earning points

You can earn bonus points on transit purchases with the card. (Photo by Devrimb / Getty Images) © The Points Guy You can earn bonus points on transit purchases with the card. (Photo by Devrimb / Getty Images)

The Southwest Premier Business card comes with a lower but still fairly competitive earning rate. Cardholders will earn:

  • 3 points per dollar on Southwest Airlines purchases.
  • 2 points per dollar on Rapid Rewards hotel and car rental partners.
  • 2 points per dollar for local transit and commuting, including rideshare services.
  • 1 point per dollar for all other eligible purchases.

As stated above, for every $10,000 spent on the card within a calendar year, you will earn 1,500 Tier Qualifying Points (TQPs). There is no limit on the amount of TQPs you can earn — so you could (theoretically) spend your way to Southwest elite status without ever setting foot on a plane.

The must-visit museums for Titanic fans

  The must-visit museums for Titanic fans It's 110 years since RMS Titanic went down, yet we continue to be fascinated by the Ship of Dreams. As more information has been uncovered, museums have sprung up around the world to document every aspect of the ill-fated voyage. Their collections reveal what life onboard was like through original artifacts and tell stories of the crew and passengers and eventual discovery of the wreck. Many contain vivid interactive elements too. So, if you are a Titanic fanatic, these attractions should be on top of your travel list.

How to redeem Southwest points

The primary redemption option for Rapid Rewards points is Southwest-operated flights. Southwest follows a simple redemption process: The more expensive a flight is in cash, the more it will cost in points. There’s no outsized value to be had, but that ensures you’re getting relatively consistent value for your rewards.

Redeeming Southwest points is as simple as booking Southwest flights online. Choose “points” instead of “dollars” when selecting the flight you want to book on the carrier’s website. You’ll then see the award pricing for your itinerary.

Like all airlines’ award tickets, flights booked with Southwest points will still require payment for additional taxes and fees, which start at $5.60 per way. However, tickets booked with points are fully refundable, and there is no penalty for cancellations (as long as you do it at least 10 minutes before your scheduled departure time).

The airline also offers international flights, hotels and car rentals on its travel portal, but the rates are subpar when compared to using your points on Southwest-operated flights.

Which cards compete with the Southwest Premier Business card?

The Southwest Performance card could make more sense for frequent Southwest travelers. (Photo by John Gribben for The Points Guy) © The Points Guy The Southwest Performance card could make more sense for frequent Southwest travelers. (Photo by John Gribben for The Points Guy)

The primary competitor for the Southwest Premier Business card is the Southwest Performance Business card. The Performance card offers higher earning structures and additional perks. While it has a higher annual fee of $199, it also includes the following benefits above what the Premier card offers:

  • Four upgraded boardings each year.
  • 9,000 anniversary bonus points (3,000 more than the Premier).
  • Up to 365 complimentary inflight Wi-Fi credits each year (up to $8 per day).
  • A statement credit for TSA PreCheck or Global Entry every four years.

It also offers a higher welcome offer. New cardholders can earn 80,000 bonus points after spending $5,000 on purchases within your first three months of account opening — or 20,000 points higher than the Premier Business card.

Parisian-Inspired Decor Will Be Everywhere in 2022—Here's How to Get the Look for Under $100

  Parisian-Inspired Decor Will Be Everywhere in 2022—Here's How to Get the Look for Under $100 We tapped four interior designers to get their take.When it comes to home decor, the French know how to incorporate vintage appeal with contemporary design like no other. While Parisian decor is rooted in historical designs, like gilded gold mirrors and crystal chandeliers, the style also dips its toes into the modern with sleek sculptures and artwork. It's no wonder Parisian-inspired home decor is one of the top trends you'll be seeing everywhere in 2022. And if you want that certain je ne sais quoi at home, pay attention. There are so many easy ways to incorporate the style in your existing space. Hint: You can find it all on Amazon.

Another option would be the Ink Business Preferred Credit Card, which is currently offering a sign-up bonus of 100,000 Ultimate Rewards points after you spend $15,000 on purchases in the first three months after account opening. This bonus is worth a whopping $2,000 based on TPG’s valuation, and you can transfer those points to Southwest or use them for travel directly through Chase for a value of 1.25 cents per point.

The card also offers 3 points per dollar spent on up to $150,000 in combined purchases on shipping, internet, cable and phone services, advertising purchases with social media sites and search engines, and travel.

You do sacrifice the Southwest-specific perks you’d get on either the Premier or the Performance card, but you’ll get much more flexibility for your rewards in return.

Read more: How to maximize your rewards earning with the Ink Business Preferred

For frequent business flyers, the Performance card may be a more beneficial option, while those who want more flexible points may enjoy the Ink Business Preferred. However, those who aren’t able to make the most of the Southwest-related benefits but still want some perks for a lower annual fee may opt for the Premier card.

Bottom line

The Southwest Rapid Rewards Premier Business Credit Card is a good option for a loyal Southwest flyer but, for the majority, there are better business cards with more value and flexibility. Frequent Southwest flyers who want to achieve A-List status or qualify for the Companion Pass would benefit more from the Performance Business card. For those looking for more flexible redemption options, a card like the Ink Business Preferred Credit Card may be better, as it allows you to have access to all of Chase’s transfer partners.

Regardless of its limitations, the Premier Business card can be a good fit for certain business owners. When compared to other travel cards, a $99 annual fee is a deal, especially when factoring in the 6,000 bonus anniversary points. The card also allows you to work toward the Companion Pass and A-List status, which can be a great perk if your primary airline is Southwest.

Featured photo by Zach Griff/The Points Guy

SPONSORED: With states reopening, enjoying a meal from a restaurant no longer just means curbside pickup.

And when you do spend on dining, you should use a credit card that will maximize your rewards and potentially even score special discounts. Thanks to temporary card bonuses and changes due to coronavirus, you may even be able to score a meal at your favorite restaurant for free.

These are the best credit cards for dining out, taking out, and ordering in to maximize every meal purchase.

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Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Parisian-Inspired Decor Will Be Everywhere in 2022—Here's How to Get the Look for Under $100 .
We tapped four interior designers to get their take.When it comes to home decor, the French know how to incorporate vintage appeal with contemporary design like no other. While Parisian decor is rooted in historical designs, like gilded gold mirrors and crystal chandeliers, the style also dips its toes into the modern with sleek sculptures and artwork. It's no wonder Parisian-inspired home decor is one of the top trends you'll be seeing everywhere in 2022. And if you want that certain je ne sais quoi at home, pay attention. There are so many easy ways to incorporate the style in your existing space. Hint: You can find it all on Amazon.

See also