Offbeat: What criteria to assess to choose the right home insurance?

McConnell faces challenge from Scott as GOP senators regroup

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thanks to home insurance, you can be covered in the event of a fire or other claims. Insurance establishments offer a plethora of offers and it is important to choose yours. Discover the items to study to select your cover.

Quels critères évaluer pour bien choisir une assurance habitation ? © provided by the Maison newspaper What criteria to assess to choose the right home insurance?

Thanks to home insurance, you can be covered in the event of a fire or other claims. Insurance establishments offer a plethora of offers and it is important to choose yours. Discover the items to study to select your cover.

What are the different types of home insurance?

The Home Insurance protects the building, the goods it contains and its occupants. This type of protection is available in different forms depending on the situation of the one who subscribes to it. You can find an home insurance for owner of the building. If this is your case, the coverage includes the protection of the building, real estate and civil liability. It supports frequent claims such as fire, theft, vandalism or natural disasters. The owners who are not occupying their home benefit from PNO home insurance.

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If you own a condominium, the common areas are also part of your property. You must take out an home insurance co -ownership . It includes personal home insurance and another protecting the building as well as the common areas.

If you are a tenant of your home, you must take out suitable home insurance. It allows you to cover your goods in the event of theft or deterioration. This type of insurance also offers an guarantee of civil liability covering the damage caused to others or to the building you occupied. You should note that Tenant home insurance is not compulsory. However, it can be required by the owner before you emminate.

What are the types of existing home insurance guarantees?

In general, the guarantees covered by home insurance includes two main types of guarantees. This is the civil liability guarantee and the guarantees of housing.

A former anti-abortion leader says he was told the decision of the landmark 2014 Hobby Lobby contraception case weeks before the Supreme Court ruling was formally announced: NYT

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The Warranty Civil Liability makes it possible to repair the damage caused to others. She compensates the victim in order to reimburse the costs related to bodily, material and intangible damage.

The Housing guarantees include basic guarantees and optional guarantees. Regarding the Basic guarantees, you can find:

the warranty of water damage;

The fire guarantee;

The Ice Brisse Guarantee;

The flight warranty;

The natural disaster guarantee.

The optional guarantees offered by insurer establishments are often:

The Warning warranty;

The household appliance guarantee;

The pet warranty.

How to choose the ideal home insurance?

Several criteria come into play when choosing the ideal home insurance.

The value of goods movables to protect;

The excluded, included and optional guarantees in the contract;

franchises practiced;

The type of compensation in the event of a claim;

The amount and the terms of contributions to pay;

The presence of an Home Assistance and an Legal Protection ;

The General Conditions S and the Particular conditions .

whether you are individual or professional, you can take out home insurance with AXA. Besides that of your accommodation, you can also sign a car, health or other insurance contract.

Hong Kong emigres seek milk tea in craving for taste of home .
HONG KONG (AP) — In London, Wong Wai-yi misses the taste of home. A year ago, the 31-year-old musician was in Hong Kong, earning a good living composing for TV and movies and teaching piano. Today, she makes about half as much in London working part-time as a server alongside her musical pursuits. She chose the job in part because staff meals allow her to save money on food. It’s a difficult adjustment. And Wong, who left Hong Kong with her boyfriend in January, has turned to a beloved hometown staple to keep her grounded: milk tea. She brings the beverage to parties with Hong Kong friends and gives bottles to co-workers as gifts.

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