US: change to the account can be expensive

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Due to the long -lasting low interest rate phase, banks are increasingly harder to make money. Many institutes try to counteract account management fees. Now more and more banks are relying on the paid deposit of coin money.

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Many Germans still collect their money in the good old piggy bank. However, if you decide to pay your savings from the bank, you could now be surprised by fees. Many banks argue that the fee survey arouses that cash is associated with considerable additional effort. Enter

change costs

cash costs time and therefore money. Because you have to count the money, roll and deposit to the customer's account. The fact that more and more banks require fees not only bring some private individuals into trouble, but above all a lot of shopkeepers. Some shops bring their earnings to the bank every day and pay them to their business account.

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With some banks, paying up to 50 coins is still free. If you want to deposit more, you usually have to pay between five and ten euros. In any case, customers should find out more from their bank. Some banks such as the Consorsbank , Ing or DKB do not accept any cash. In contrast, customers can continue to give their money free of charge at other banks such as the Commerzbank .

at the Sparkasse there can be differences from region to region. Sparkasse Nürnberg has been asking for a fee of five euros since July 2020. The Sparkasse Bamberg, on the other hand, demands 2.50 euros for the coin deposit deposit.

free ways to submit your change

for private individuals there are other ways to get rid of small change. For example, the Bundesbank exchanges coin money free of charge in household quantities. However, the financial institution operates branches across Germany in only 35 cities. In addition, people may be able to give up their money, but wait a day for an exchange and thus have to go to the Bundesbank twice.

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With some institutes it is possible to pay cash free of charge once a year on the so -called World Savings Day. The next World Savings Day will take place on October 28, 2022. But here too, customers should find out beforehand at their bank.

The easiest way for private individuals is still to spend their change in purchases. The North German supermarket chain Familia also enables customers to pay their change in mint machines. In return, these will then receive a receipt with which you can pay at the cash register.

Trend for card payment by Corona pandemic

almost all supermarkets now recommend that your customers pay your Giro or credit card . Corona pandemic care ensures that the risk of infection is as low as possible - even when shopping in the supermarket. For this reason, it is recommended to use the possibility of contactless payment. Redaktion finanzen.net

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Google's cable TV alternative gets more channels every year -- but at $65 per month, is it still a good value?And YouTube TV offers a unique mix of features that make it very appealing — so much that it’s now the No. 1 service in the United States in terms of the number of paid subscribers with some 5 million subscribers as of June 2022 — up some 2 million from the last time the service gave an update in October 2022. The popularity is due to a number of factors. YouTube TV is easy to use. It’s got a selection of channels that’s competitive with all the others. And the YouTube TV price is competitive, too. You’re able to watch YouTube TV on pretty much any modern device.

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